Small Claims Court South Africa: the complete guide (2026)
6 min read · General information, not legal advice
Quick answer
The Small Claims Court lets individuals claim up to R20 000 without a lawyer and without paying to lodge a claim. You must first deliver a letter of demand giving at least 14 days to pay.
The process in 4 steps
1. Deliver a letter of demand by hand or registered post.
2. If they don't pay, go to the clerk of the Small Claims Court for the area where the other person lives or works.
3. Lodge your claim with your evidence, and deliver the summons.
4. Attend the hearing, where a commissioner decides.
City guides
Read the step-by-step guides for Johannesburg, Cape Town and Durban for local tips.
- Small Claims Court Johannesburg: how to claim unpaid money (up to R20 000)
- Small Claims Court Cape Town: how to claim unpaid money (up to R20 000)
- Small Claims Court Durban: how to claim unpaid money (up to R20 000)
Free to fill in
Letter of Demand
Fill it in online free, preview it as you go, then download Word + PDF from R199.
Frequently asked questions
Can a business use the Small Claims Court?
Sole proprietors can, because they are individuals. Companies and close corporations can't claim there, but can be sued there.
Do I need a letter of demand?
Yes, delivered by hand or registered post, giving at least 14 days to pay.
