Topic
Money & debt
Lending money, chasing payment or settling a debt all come down to what's in writing. These templates and guides cover the paper trail from the first letter of demand to a signed settlement.
Contract templates
Guides
- Client owes you money? Why an Acknowledgement of Debt is your best next step
How a signed AOD stops the 3-year prescription clock, sets a payment plan, and makes the debt far easier to enforce.
- Acknowledgement of debt template South Africa: how to write one that holds up
What to put in an acknowledgement of debt (AOD) in SA, how it interrupts prescription, payment plans, interest limits and a free AOD template to fill in.
- Loan agreement template South Africa: lending to friends, family or a business
How to write a personal or business loan agreement in SA: repayment terms, interest, the National Credit Act, security and a free loan agreement template.
- Small Claims Court South Africa: the complete guide (2026)
How the South African Small Claims Court works: the R20 000 limit, who can claim, the letter of demand, documents and hearings, with guides for Johannesburg, Cape Town and Durban.
- Free legal help in South Africa: who qualifies for Legal Aid and where to go
Who qualifies for Legal Aid SA, what the means test is, and the other free options — university law clinics, the CCMA and the Small Claims Court.