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Salary calculator: take-home pay (South Africa)
Your take-home pay is your gross salary minus PAYE income tax and 1% UIF (capped at R177.12 a month). Enter your monthly salary to see the split.
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Take-home pay
R21 339.80
PAYE: R3 483.08 · UIF: R177.12
Uses SARS 2025/26 tables. Check sars.gov.za for the current year. Guidance only.
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Questions
How is PAYE calculated in South Africa?
PAYE is worked out on your annual taxable income using SARS's tax brackets, minus the primary rebate (R17 235 for 2025/26), then divided by 12.
What is the tax-free threshold?
For 2025/26, people under 65 pay no income tax on up to R95 750 a year.
Does this include medical aid or pension?
No. Retirement contributions and medical aid credits lower your tax, so your actual payslip may show slightly less PAYE.